With a low annual account fee and interest-free credit for up to 55 days, Visa Classic is great for everyday use.

• Low annual account fee.
• Up to 55 days interest-free credit.
• National Bank Global Services - exclusive access to 24 hour emergency assistance when travelling overseas.
• 24 hour, 365 day access to ATM's and EFTPOS in New Zealand and overseas.
• Convenient payment options. You can choose to pay by direct debit, automatic payment, Online Banking, by mail or at any National Bank branch. You can also set up a bill payment to your credit card through Online Banking.
• Ideal as a back-up, especially when travelling overseas or when you need extra credit.
• Classic, or Gold options with extra benefits

Please note that currency conversion charges and some fees apply when you use your card overseas.

Useful when travelling

• Visa Classic is accepted in many countries and millions of locations worldwide.
• Withdraw local currency at banks and ATMs showing a Visa or PLUS symbol - you can find them overseas with the Visa ATM worldwide locator.
• Worldwide, 24 hour, toll-free access to National Bank Global Services - for things like lost and stolen cards, emergency card replacement and emergency cash advances.

Please note that currency conversion charges and some fees apply when you use your card overseas.

Additional benefits

• Additional card option for spouse, partner or other family members
• CardCover repayment protection.

You can apply for a Visa Classic card online and we will respond to your application in 60 seconds, or visit how to apply to view all our credit card application options.

Transfer your balance from another bank's credit card to a National Bank credit card.

If you'd like more information, send us an e-mail or call 0800 741 741.

Our lending criteria apply. Interest rates are current as as 10 August 2007 and are subject to change. Read our disclosure statement.