Thoroughbred Unit Trusts
The potential for higher returns than regular savings accounts or Term Deposits.
OverviewDetailsRates & FeesApply
Thoroughbred Unit Trusts are a medium to long-term investment designed
to offer potentially higher returns than savings accounts or Term Deposits.
Your money is pooled with that of other investors and spread over a wide
range of investments, which may include cash, fixed interest, property
and shares. Professional fund managers look after your investments on
your behalf.
There are three convenient multi sector Trusts that offer ready made
diversified investments.
Features
-
Pooling of money with other investors gives you access to investment
opportunities not available to most individuals
-
Unit Trusts enable you to employ a team of specialists to manage
your investments
-
A diversified investment mix - your money is invested in a wide
range of assets both here in New Zealand and overseas
-
Access to growth assets, like shares and property, to potentially
enhance the return on your investment
-
$12.50 per week (minimum) makes it an affordable investment if you
don't have a lump sum to invest
-
It's a Portfolio Investment Entity, so tax is paid at your elected
prescribed investor rate to a maximum of 30%*.
This information is intended to get you thinking about your investment goals.
It is not intended as investment advice tailored to your personal financial
circumstances. Before making investment decisions, you should consider your
individual circumstances and seek assistance from other resources, for example
financial planning services.
There are three types of Thoroughbred Unit Trusts. Each Trust invests in different assets, and exposes you to a different
level of risk, as seen in the table below. Click on any of the Trusts
for further details on its investment strategy, performance, where it
invests and fees.
Note: the level of risk is rated 1-4, where 4 is the highest level of
risk. This assessment is a guide only. It is important to note that
events affecting investments cannot always be foreseen. Therefore, it
is not always possible to protect your investments against all risks.
Over shorter periods the risk ranking may be influenced by the timing of
your investment and the length of time you hold your investment. In
summary, the underlying assets of the Trusts will rise and fall in
value.
Sector
e
Trusts |
Level of Risk
|
Cash
|
Fixed Interest
|
Property
|
Shares
|
Conservative Trust
A low to medium risk Trust that invests primarily in low to medium
risk assets such as cash and fixed interest as well as shares, property and other assets.
|
2½ |
♦
|
♦
|
|
♦
|
Balanced Trust
A medium risk Trust that invests across a range of asset classes including cash, fixed interest
shares, property and other assets.
|
3 |
♦ |
♦ |
♦ |
♦ |
Growth
Trust
A higher risk Trust that invests primarily in growth assets such as shares and property as well
as cash, fixed interest and other assets.
|
3½ |
|
♦
|
♦
|
♦
|
See up to date unit prices or compare past performance returns of all the Trusts.
There are no entry or exit fees for any of the Thoroughbred Unit Trusts.
An annual investment fee of 1.55%p.a. applies for the ongoing administration of the trust.
The
Thoroughbred Unit Trusts Investment Statement
(including the application form) is available as a PDF.
You'll need Adobe Acrobat Reader to read the PDF version.
If you don't have it, don't worry - it's free. Just follow this link
to the Adobe site to download a copy.
Alternatively, to obtain a copy of any investment statements, call
0800
656 888 or ask for one at any
branch of The National Bank.
Saving and Investment Options
My saving and investment options
Answer the following questions to see our savings or investment options that may help you reach your goals.
Based on the information you enter, the savings and investment selector will suggest
possible savings or investment options available to you through The
National Bank. You can consider these options and decide which, if any,
suit your circumstances.
Answer the questions below
- How much do you have to deposit or invest initially?
- How much can you save or invest on a regular basis?
- How often will you need to access your money?
why do we ask this question?
- What's your personal annual income before tax?
Start with the questions above.
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However you can adjust your answers at any time.
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See your saving and investing options with The National Bank
Start with any of the questions on the left.
Based on your 1 answer, you could consider 1 or more of the following
Based on your 2 answers, you could consider 1 or more of the following
Based on your 3 answers, you could consider 1 or more of the following
Based on your 4 answers, you could consider 1 or more of the following
Start by answering the questions on the left.
Each answer will generate savings or investment options for you to consider.
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See below for more information on some of our other savings accounts and investments
The first three saving and investment options provided above are based solely on
your answers to the questions on the left and should not be relied upon as giving
investment advice tailored to your financial circumstances. If you require investment
advice we recommend that you come into any National Bank Branch to discuss your
circumstances with a Banking Consultant.
So what next?
Follow the links to learn more about the savings or investment options that have
been suggested above.
When considering these options, please see the Investment Statements for
The National Bank Call Fund,
National Bank Term Fund and
Term Deposits.
If you decide that an option is suitable for you, you can follow the links to apply
for the savings account or investment. If you'd like to talk to anyone about how
the above options can help you achieve your goals,
email us, call us on 0800 18 18 18 or ask a staff member at any
branch.
Interest rates, rates of return and fees are subject to change. Full details of
all products (including applicable fees, terms and conditions) can be obtained from
any National Bank branch. Read our
and our
prepared under the Securities Markets Act 1988.
All suggestions are based on the correct information being provided by you. This
tool is not intended to provide tax advice and you should seek independent tax advice
in relation to your own situation. For information on the applicable taxes on interest
or PIE income refer to the Inland
Revenue (IRD) website.
* ANZ Investment Services (New Zealand) Limited is the issuer/manager of The National
Bank Call Fund and The National Bank Term Fund (Funds) and The New Zealand Guardian
Trust Company Limited is the trustee. The National Bank of New Zealand, part of
ANZ National Bank Limited is the distributor of units in the Funds. Units in a Fund
do not represent deposits or other liabilities of ANZ National Bank Limited. An
investment in a Fund is subject to investment risk, including possible delays in
repayment and loss of income and principal invested. No member of the ANZ National
Bank Limited Group, The New Zealand Guardian Trust Company Limited or any other
person guarantees (either partially or fully) ANZ Investment Services (New Zealand)
Limited or the capital value or performance of any products issued by those companies.